How to forget on unscheduled expenses

Leave your credit cards at home. Forget about credits, payday loans and buy only the things you need. Start paying in cash and rearrange your financial streams. If you discard sweets, crisps and soda drinks you are on a good way to your goal – to make ends meet till the next month.

Unscheduled expenses can easily be forgotten. Impose a “day for thinking” when you will evaluate do you have enough money for new devices or gadgets and running costs.

Before going to market, make detailed list and also define how much money you can spend. When you exceed the limit for the week, stop spending.

ECOLOGY

Bring your shopping bags from home. That way you won’t pay for new plastic bags, and you will act friendly to the environment.

INTERNET

Almost every trade chain has their own articles and prices on their websites. Make a list of what you need and find the cheapest offers.

ASK FRIEND TO HELP

If you have problems with controlling the impulses for spending money, find somebody who will join you while you are shopping. Let your friend have the role of “the voice of the consciousness” that will advice you objectively.

TAKE BASKET, NOT TROLLEY

Big trolley is designed the way to boost the shopping and stimulate more spending. They can accumulate lots of products. Use them only when you go on planned big shopping.

CONTROL BEFORE YOU PAY

Before you queue up to pay, make short check on the stuffs you have taken. Reconsider what you may really need during the week, and cancel everything you can live without.