Minimal Qualifications for a $500 Payday Loan

Mypaydayloan has a lot of customers that apply for a $500 payday loan. When you apply for a payday loan, the qualifications are as follows: you must have a bank checking account open for at least three months, you must be employed for a steady six months, and you must be making at least $1000 a month. You must be making at least $1000 a month because we charge fees and we do not want to see you get bombarded with too many bills at once. Another reason why you would not meet the minimum qualifications at Mypaydayloan is if you get paid monthly instead of bi monthly. Mypaydayloan offers short term loans and it must be paid off within fourteen days. Mypaydayloan also wants to make sure that you have a good standing bank account because Mypaydayloan deposits the money through ACH directly into your checking account. If you have overdraft fees, returned checks, or NSF fees in your current bank statement, you will not meet the minimum qualifications at Mypaydayloan. To verify your good standing bank account, Mypaydayloan uses a special system that checks your bank account information. A major requirement is that you do not have any bankruptcies filed on your name. Finally, this is an obvious requirement that should not even have to be mentioned but it happens often. Some customers do not get approved because they submit the wrong personal information. Mypaydayloan verifies all of your information from your phone numbers to your social security to your employer’s information. We at Mypaydayloan feel that although there may seem like there are a lot of requirements, we make up for it with fast, easy service and application.

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