What is a check advance?

A check advance is a small loan that is taken out and paid back in two weeks although you can extend the due date on a check advance as many times as you would like. A check advance is used when your pay check just doesn’t cover your bills and you need a little help. Other people take out a check advance when the need some extra spending money, for holidays, or for special occasions. Each check advance has a $25 service fee on every $100 that you borrow. If you take out a $200 check advance, you will pay back $250 unless you are new customer. New check advance customers receive a free check advance when they submit their payment request.

How do I get a check advance?

You simply go online and fill out a check advance application. You will be asked to fill in personal information on the check advance application and you will need to fax or email a copy of your most recent bank statement. All check advance applicants must be at least 18 years of age, have a net monthly income of at least $1,000, they must be currently employed at a job and have held that job for at least 3 months.

How and when do I pay back a check advance?

A check advance is designed to be paid back in two weeks but you can extend the due date on your check advance as many times as you would like. In order to extend the due date on your check advance you need to submit a payment request by the deadline and pay the minimum service fee. If you are a new check advance customer, you receive your first check advance for free. All you need to do is submit a payment request to pay off your check advance and the service fee for the check advance will be waived.