Our customer service representatives are always very professional and discreet when talking with our clients. Additionally, our application process is fast, extremely secure and very user-friendly.

1. Faster Approval - One of the main advantages of applying for a payday loan with us is that you will know if you are approved in a matter of minutes after submitting your online application. In addition, your funds will be deposited directly into your checking account the very next business day.

2. Higher Funding Amounts - Mypaydayloan.com offers some of the highest funding amounts of all online payday loan companies. First-time applicants can borrow between $200 and $600, and after a positive payment history is established, customers can go as high as $1,000. We reward our existing customers by offering higher loan amounts through our exclusive loan step-up program. With each successful payoff, the customer's renewal amount will increase by $100, up to a maximum of $1,000. Anyone who meets our basic requirements is eligible. Even if you have bad credit or no credit, you can be approved for a cash advance with us. If you have any questions about how our process works, please refer to these frequently asked questions.

3. Faster Application Process - Our online application can be completed in less than five minutes, and typically you will know if you are approved the same day. We offer a Facebook option when applying that enables you to auto-fill your application using the data stored in your Facebook account. This results in even faster approval times. Whether you choose the Facebook option or the standard route, the entire process is digital, requires no faxing and can be completed from the privacy of your home or office. You can even apply for a loan while on the go using a smartphone or tablet.

4. Private & Secure - We respect our clients' privacy, and we go to great lengths to protect your financial information. Our underwriting staff also understands the sensitive nature of your personal data so it is never shared with anyone outside of our company. The security technology we utilize to protect your data is the same technology used by some of the largest financial institutions. All of your personal information is transmitted through an SSL-encrypted connection and stored on encrypted storage devices. We use military-grade 256-bit encryption to secure all of your transactions, so you can rest assured that your data is safe with us.

5. Bilingual Staff - Mypaydayloan.com employs a team of friendly and professional staff members that speak both English and Spanish to assist you with any questions you may have about our service. Our support team can assist you in translating any information about our products or with any questions you may have about our application process. Please contact us to request a Spanish speaking customer service representative. Our goal is to provide you with exceptional service regardless of your language preference. After you have been approved for a loan, you can be sure that we will continue to provide you with outstanding customer service in both English or Spanish regarding any questions you may have about your account.