Online Lenders


Getting an Online Payday Loan Is Easy!



Looking to work with online lenders for a payday loan or cash advance? Choosing to get a payday loan online has a number of benefits. But you may not be sure which lender you should choose. So, in this article, will go over a few key considerations that you should keep in mind when you’re choosing between online lenders.

  1. Lending Requirements

All online lenders have different lending requirements. Some may require proof of income and employment, a credit check, and other such information to approve you for a loan. It’s important to know what requirements you’ll need to meet to get a cash loan. For example, at, all you need is:

  • To be 18+ years of age and a legal US citizen
  • To be able to prove income and employment
  • To have a checking account where we can deposit your loan cash

Make sure you check each online lender’s requirements carefully before choosing the loan product that’s right for you! 

  1. Speed of Loan Approval and Cash Deposits

Online lenders all have different processes for approving your loan and depositing your cash. Ideally, you should look for a lender that prioritizes speedy approval and cash deposits., for example, has the ACE (Accelerated Cash Emergency) program, which lets you apply and get your cash in as little as 1 business day. 

  1. Cost of Loan

Depending on the online lenders you’re looking at, their loan cost and fees may vary by quite a bit. You should always look for lenders who are transparent about how much you’ll pay for a payday loan. At, we charge $30 per $100 borrowed.

  1. Direct Lender vs. Indirect Lender 

A direct lender, such as, is responsible for approving you and issuing the loan from their own funds. We handle every step of the process.

An indirect lender, on the other hand, is more of a “middleman.” They will take your information and shop it around to other lenders. Once they find a lender who will accept the loan, it will be issued.

Indirect lenders usually take longer to issue loans, may not offer competitive rates, and also expose your data to more lenders, which increases the risk of a data breach. It’s usually better to choose a direct lender.

  1. Trustworthiness & Company History

You should look for providers of online loans with a great track record and a long history of business., for example, is one of the first companies to offer online payday loans, and we’ve served thousands of customers over the years. We’re also a member of the Online Lenders Alliance (OLA).

Know How to Choose Online Lenders for Emergency Loans!

If you need a short-term payday loan, choosing the right online lender like is the best way to make sure you get your cash fast – from a reliable and trustworthy source. So, don’t wait. Apply online today!