1 Hour Payday Loans


Rapid Cash | Payday Loan with Quick Deposits | Payday Loans Online | Rapid Cash from Direct Lenders

If you need rapid cash for holiday gifts, a car repair, an unexpected medical bill, or for any other reason, 1hour payday loans from Mypaydayloan.com may be right for you! Interested in getting a payday loan with quick deposits instantly? Read on and get the details about what you’ll need to do to get fully payday loans online today! Learn more about how to get rapid cash from direct payday lenders. 

Are you looking for guaranteed installment loans from direct lenders only? Find out more information here.

How It Works – Getting a Loan from Our Direct Payday Lender

Getting 1 hour payday loans from Mypaydayloan.com is simple. We use an advanced automated system to approve applications in minutes – allowing us to provide you with loan approval in less than an hour. Need rapid cash online, quick payday loan online or a quick cash advance? Here’s what you’ll need to do.

  1. Log onto Mypaydayloan.com and start your payday loan online application. We’ll need some basic information about you, including your Social Security Number and some other info. Don’t worry, everything is encrypted!
  2. Submit your application online and send it to our underwriting department by 11:40 a.m. EST. This allows us to complete your approval by noon – and provide you with a same-day cash deposit.
  3. If your application is processed and your loan receives approval by 11:40 a.m., your cash will be transferred to your account via direct deposit by 5:00 p.m. in your time zone. If your approval is processed between 12:00 p.m. EST and 7:30 p.m. EST, your money will be sent to your account as soon as possible, on the next available business day.

That’s it! As long as you apply in time, you can get a 1 hour payday loan with no traditional credit checks from us – and because we’re a direct lender and we’re one of the most trusted providers of cash loans online, we can guarantee that you’ll get your cash in a timely manner through direct deposit.

Our Lending Requirements

We only have a few basic lending requirements – and if you meet them, you’ll almost certainly prequalify for a loan.

  1. You must be employed and have a source of income. You can prove this with a pay stub.
  2. You must have an open and active checking (not savings) account, as we do not send checks, and only deposit your money through direct deposit.
  3. You must be a legal U.S. resident who is 18 years of age or older. We cannot issue loans to minors, or non-U.S. residents.

That’s it! There is no traditional credit check required. As long as you meet the minimum lending requirements, you can get started with Mypaydayloan.com right away.

The only exception to this is if you have filed for bankruptcy within the past year, or if you have filed for bankruptcy multiple times. If this is the case, unfortunately, we will be unable to extend a loan to you.

Learn how to manage payday loans online on a low income here.

Get Started Today!

If you need to get emergency cash for any reason, a cash advance online from Mypaydayloan.com is the best choice. As a member of the Online Lenders Alliance, we do our best to keep things simple and transparent – and provide 1-hour payday loans to those who need it the most.

So, don’t wait. Get started with your application today. Got questions? Check out our FAQs and lending requirements, or get in touch with customer service. Our team is always happy to help and give you the information you need to apply for a personal loan online.

Looking for online loans with monthly payments? Learn more here!

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Next-Day & Same Day Funding cut-off times:

  1. If your payday loan application is received and approved prior to 11:40 a.m. EST Monday through Friday, you should receive the funds the same day by 5:00 p.m. your time (If same day funding requested)
  2. If your payday loan application is received and approved after to 11:40 a.m. EST Monday through Friday, you should receive your funds by the next business day.
  3. If your payday loan application is received and approved Saturday or Sunday, you should receive your funds Monday or the next business day by 5:00 p.m. your time (If same day funding requested)
  4. If your payday loan application is received on a bank holiday, your application will be reviewed and approved the next business day.