Need to get a direct lender payday loan in Illinois? Whether you need emergency cash for groceries, gas, or for any other reason, it’s easy to get the money you need – fast – in the Prairie State. Get the details below!   1. Go to Mypaydayloan.com First, you need to find the right lender for your direct lender payday loan in Illinois. At Mypaydayloan.com we make it easy to get the cash you need – with transparent loans, a simple sign-up process, and fast cash deposits. Go to our website now to learn more! 2. Begin your application Our application is a simple, 3-page form. We’ll need some basic information like your address, name, driver’s license as well as your email address. If you have any issues filling it out, feel free to contact our support team! 3. Make sure you meet our minimum requirements We have a few...

Nearly everyone has experienced a time when the money they need to make ends meet was greater the money they actually had.  Whether it’s from an emergency medical bill, a badly needed car repair, or just because budgeting isn’t your strong suit, you have probably felt the crunch of being short on cash.  Fortunately, there are many options available to help get you through difficult financial times like that.  This article is going to focus on the pros and cons of one of those options, a payday cash advance What is a Payday Cash Advance?   A payday cash advance is a type of short-term loan, usually about 14 days in length, that is meant to help people get through a temporary financial hardship.  These loans are designed to help pay for immediate expenses and bridge the gap until your next payday, which is when a payment on the loan...

  There are a lot of things to love about Louisiana – historic New Orleans, delicious Cajun food, and a totally one-of-a-kind culture, just to name a few things. But if you’re looking for a direct deposit payday loan in Louisiana, you may be having trouble finding the right company to work with. Many traditional payday lenders in Louisiana don’t offer direct deposit and issue loans in cash or by check, which can be inconvenient. How can you get your money fast, and make sure you get your cash when you need it? With a direct payday loan in Louisiana from Mypaydayloan.com! Learn more about what we do below, and how we can help you get the emergency cash you need. We Offer Direct Payday Loans In Louisiana – Get Your Cash When You Need It! Because we offer direct payday loans online, we can help you get your loan...

Mypaydayloan.com is proud to offer payday loans or cash advances in several states around the country.  From Alabama to Wyoming and Alaska to Hawaii, Mypaydayloan.com offers a quick and easy way to get the cash you need when you need it. At Mypaydayloan.com, we are always following the constantly changing laws and regulations to ensure we can offer online payday loans to as many customers in as many states as possible. There are still states where online payday advances are not permitted, as some legislators are weary of putting their name on legislation allowing payday loans, fearing negative repercussions from supporting a type of loan that can have a negative connotation.  However, what many lawmakers in the states we service recognize is that large banks and other traditional lenders do not offer loans or cash advances that everyone can take advantage of. Rather, these institutions often have strict credit and income...

  Need a Payday Loan Online in Alabama?     Trustpilot   Want to get a payday loan in Alabama, but don’t want to drive to a payday loan center, wait in line, fill out complex paperwork, and wait days to pick up your cash, or get a check in the mail? You don’t have to! Today, you have plenty of options when it comes to getting Alabama payday loans online. If you’re interested in learning more, take a look at the top advantages of choosing an online lender now! 1. You Don’t Have to Drive to a Loan Office Driving to a payday loan center can take time that you don’t have. Whether you have to pick up the kids from school, you work odd hours and can’t usually get to a loan center, or have a busy schedule; you may find that you don’t have the time to...

Tired of waiting in lines at loan offices, or having your loan application rejected due to bad credit? You’re not alone – and there’s a solution! Mypaydayloan.com offers the best online payday loans and cash advances around. We can give you the money you need, and you never have to leave the comfort of your own home. Learn more below. We Offer Same-Day Cash Deposits! We know how important it is to get your money fast when you get an online payday loan. Some lenders take multiple days to process your loan application, and don’t even offer direct ACH deposits – you might have to wait for a check in the mail! Not so with Mypaydayloan.com. We can offer same-day deposits on your payday loan, as long as it’s under $600, and we process and approve your application by 11:40 a.m. EST. Usually, the application and approval process takes only...

When it comes to getting emergency cash with bad credit, you have a few different options – from personal installment loans to online title loans, and even payday loans . It’s hard to know what’s right for you, and which option will help you get the cash you need without putting you in a bad financial situation. In this article, we’ll take a look at installment loans vs. online title loans and discuss why personal installment loans for bad credit are often a better choice, compared to online title loans. Read on and find out more about your options!  1. You Don’t Need A Paid-Off Vehicle If you don’t own your car outright – that is, if you are still making payments to a financing company like a bank, you can’t get an online title loan.  Title loans are offered because the value of your vehicle acts as  collateral ....

Consumer advocate groups routinely scrutinize the payday loan industry, claiming that it uses a predatory business model. Payday lenders are criticized for charging high-interest rates for short-term cash advances. However, consumer advocate groups tend to turn a blind eye to the high NSF fees that are common among mainstream banking institutions. Banks reap huge profits from overdraft fees, which can total hundreds of dollars if consumers fail to monitor their accounts carefully. Even if an account holder is only slightly overdrawn, banks typically charge between $30 and $40 in NSF fees  per transaction  when there are insufficient funds to cover a purchase. The Consumer Financial Protection Bureau (CFPB) highlighted this unscrupulous practice in an ABC News recent report  hat revealed that banks deliberately allow customers to become overdrawn so they can collect overdraft fees. In fact, the CFPB found that overdraft and insufficient fund fees account for 61 percent of...

Thanks to the reality TV show, Pawn Stars, pawn stores find themselves in a good position. The show shows clients going into the Las Vegas shop and looking to have items appraised. Sometimes the people who have their stuff appraised find out that item is worth nothing because it is a fake. However, outside the reality TV drama, desperate people turn to pawn stores for quick cash. They pawn items that have value thinking that they will get it back with their next check. Pawnbroking began in ancient Greek and Romans times. The concept of pawnbroking years ago was to aid people with funds using collateral and charging an interest.  Today, it works that same way. You run into a financial bind and you go t h rough your items to see what you can take up to the pawn store and trade for cash. Most people try pawning items...

When I think of summer, I think of family vacations or an excursion to somewhere away from everyone. Traveling to faraway places is an exciting adventure but can also be a culture shock as well. When traveling, knowing how much you will be spending is vital. You can take the cash you expect to spend, but sometimes it is not enough. Sometimes what you are used to paying for food at home is a drastic change when you travel. If you travel outside the country you can find the currency exchange rate favorable and sometimes not so favorable. Other fees that slip our minds is ATM fees. Not only will the ATM you use charge a fee, but your bank charges a fee for you to use the unaffiliated ATM. As you start your travels it is always wise to do your research. Knowing ahead of time that your average...

If you have bad credit and you need emergency cash for a car repair, medical bill, or an issue with your home, you may be interested in installment loans online for bad credit. However, you may have trouble finding a lender willing to work with you – especially if your credit score is 600 or lower. In fact, partnering with an installment lender online may not be a good idea at all if you have bad credit. In this article, we’ll take a look at why you shouldn’t get installment loans online for bad credit, and your alternatives! The Disadvantages of Installment Loans Online For Bad Credit Here are just a few reasons that installment loans may not be a good choice if you have bad credit. Inflexible, with long-term commitments – Your loan terms are set in stone with an online installment loan. You could be locked into a...

If you need quick cash, the best way to get it is with cash advance loans online from Mypaydayloan.com. Why bother going to a payday loan business in-person when you can receive the money you need without even leaving your own home? At Mypaydayloan.com we make it extremely easy to get the cash you need – fast. We offer a fully-online application process, and we can often get you your money on the same day that you  apply ! We’re not like other loan companies. We offer reasonable interest rates and repayment timetables, provide you with a simple  application process , and get you the money you need – fast! So don’t settle for anything less than the best. If you need cash advance loans online, Mypaydayloan.com is the place for you. Learn more about our application process, and the details about our cash advance loans online below. Simplified Application Process...

If you’re looking for payday loans in Florida, you’re in the right place. Mypaydayloan.com is the leading provider of online payday loans in The Sunshine State!  With great rates, a simple application process, and cash loans available for same-day deposit, we can help you get the emergency cash that you need. Wondering why you should apply for a payday loan online in Florida? There are dozens of reasons – so here are just 5 of them!  1. No Standing In Line At A Payday Loan Office – Apply At Home! Finding the time to get a payday loan in Florida can be pretty tough. The state is very large, and if you live in a rural area, or far away from the nearest large city or town, you may have trouble finding a loan office that’s convenient and located close to you. And even if you do find a payday loan office...

If you’re in need of some extra emergency cash, you may be wondering what options are available to you. Two of the most common types of loan are personal installment loans and payday loans. Wondering what the difference is between an installment loan and a payday loan? The team at Mypaydayloan.com is here with a quick guide that will help you understand the pros – and cons – of each type of loan! Installment Loans – Understanding The Basics There are many types of installment loan. Technically, mortgages and auto loans are installment loans, as are student loans. However, for our purposes, we’ll only focus on a particular type of installment loan – personal loans. Personal loans are a type of unsecured loan. That means they do not require collateral. Mortgages, for example, use your house as collateral, and auto loans use your vehicle as collateral. But a personal installment...

    There are moments in life when unexpected events take place. You rejoice when they are enjoyable, but what about those moments that take you and your wallet by surprise? Planning for the unexpected can prove difficult sometimes when it is simply that – unexpected. And if that unanticipated event involves your finances, how do you handle it? Imagine that you are at your son's baseball game. It is the last inning, and your team is only two runs away from winning. Your son is up to bat. He hits the ball to the outfield. If he can make it to home plate, the game will be tied. Then it will be up to the next player to place a run on the board or go into an extra inning. He rounds first, then second. Defense is tossing the ball in, and it is a race to third. The...

The payday loan industry has faced more than its fair share of criticism. Critics often attack the industry by arguing that borrowers are not sufficiently educated about the borrowing process and what is required of them to successfully complete a short-term loan transaction. However, a recent study conducted by MicroBilt, a risk­ management data provider based in Kennesaw, GA, reveals that the majority of surveyed consumers do understand how to use payday loans in a responsible manner and avoid paying the excessive fees that most critics claim. The fees associated with payday advances may seem quite high to some people, and for some people, it is too high relative to their monthly income and what they can afford. As with many other industries that provide consumer services, there are pricing options available to choose from and also a variety of product types to choose from. Some other industry examples include...

There has been a great deal of negative publicity over payday loans, much of it centering on their high interest rates. What is often ignored, however, is the positive impact these small personal loans make in so many communities across America. For instance, recent studies have shown that after some states have taken the extreme measure of banning paycheck advances, consumers have fared worse instead of better. With fewer options to borrow money in an emergency, people with poor credit often have nowhere to turn when these short-term loans are eliminated. Studies have also shown that after a natural disaster, communities with access to payday loans experienced lower rates of housing foreclosures and treatment for substance abuse than communities where they were not readily available. In recent years, some legislators and policymakers have taken a knee-jerk reaction approach to payday lending. Instead of addressing the root causes underlying the endemic poverty...

Not All Payday Loan Lenders Are Created Equal - Tips on Finding the Best Company for Your Needs When you need a little extra money to cover expenses between paychecks, you should find a payday loan company you can trust. Keep the following criteria in mind to find the right payday lender to suit your needs. What to Look for from a Payday Lender Full Disclosure All transactions between the lender and customer must fully outline the terms of the paycheck advance agreement. Lenders must disclose the cost of the service fee both as a dollar amount and as an annual percentage rate (APR). A reliable company also ensures full disclosure by making rates clearly visible to customers before they enter into the cash advance transaction process. The loan application and contract should contain no hidden fees or difficult to understand fine print. The customer should fully understand the payment details of the check...

Payday loans are often criticized for their high interest rates. However, these small personal loans are an affordable option for people who are unable to take advantage of mainstream bank loans. Most people who use payday advances are successful at sticking to a budget and managing their finances, but unexpected expenses can throw their budget out of whack. Payday lenders help hardworking folks who have a hard time paying for groceries, gas and other routine expenses in a given month due to emergency expenditures that are out of their control. Sometimes a check advance is the best solution to help make ends meet between paychecks. If emergency expenses make it difficult to keep up with monthly bills, most people with bad credit have limited options. One choice is to mail checks for bills even if the funds are not available in your bank account. It is possible that some of...

Mypaydayloan.com values our customers and we reward them throughout the year by offering special incentives and promotions to show them our appreciation.  As a loyal customer here are some of the ways we thank you for your business:   Birthday Bonuses – During the entire month of your birthday, if you apply for a renewal and are approved you will receive a $50 cash bonus.  Getting your birthday bonus is really easy – just monitor your email for the birthday promotion, click the link within the email to submit your application and you will receive the bonus in your checking account at the same time your loan is funded.  This is our way to wish you a very Happy Birthday and give you a little extra spending money for your special day! Who is Eligible:      Returning customers who have successfully paid off all previous advances Minimum Loan Amount: ...