makes it as easy as possible to apply for a loan. Unlike a traditional bank loan, which is processed at a very slow pace, our service is designed to provide quick access to emergency funds. With our online application process, there is no need to visit an office or fill out tedious paperwork. The entire process is paperless, and there is no faxing involved. You can complete our application online, in the privacy of your home or office. As long as you submit your application before 11:40 a.m. EST Monday through Friday, your loan can be approved on the same day. If you get approved between 12 noon and 7:30 p.m. EST, your funds will be deposited directly into your checking account by the next business day.

Follow these simple steps to apply for a loan:

  1. Determine how much money you can afford to borrow, then complete our online application. Upon submission, your application will be promptly reviewed by our underwriting staff.
  2. Check your email for your loan approval confirmation and any other communications you may receive from our underwriting department.  Since our entire process is digital and we value the security of your information, all applicants must pass our verification process.  In most cases, you will not need to provide us with any additional information.
  3. Once your application is approved you will receive a final email notification, and your funds will be deposited directly into your checking account on the next business day.

What to do after you receive your funds:

  1. Refer to your Check Advance Agreement to confirm your due date.
  2. Visit the Payments section of our website, and log in to submit your payment request. Use the online payment request form to notify us of the amount you would like to pay on your due date.
  3. On your due date, your payment will be automatically withdrawn from your checking account.

If you have questions about the application process or need assistance, please contact us