How to Get Emergency Cash with Payday Loans?
Do You Need a Payday Advance Online?
Payday loans can be a great solution for people who need to get emergency cash when they’re short on their latest paycheck. You just have to fill out an online application and wait until your money is available!
What are payday loans?
Payday loans are short-term, fee-based loans that are small in size (under $1,000) and paid back within one month or less.
How do they work?
The process for online payday loans is quite simple. You go online from any smartphone, tablet, or PC, complete a short loan request form, and submit it. You get an answer within seconds. You are not obligated to accept any loan offer.
What are the loan requirements?
Requirements may vary a little, but the basic requirements are simple, as stated below:
- Be at least 18 years of age or older.
- Have an open bank checking account.
- Be a US citizen or legal resident with ID.
- Have an email and phone number (cell is great).
- Have an income of at least $1,000 a month.
Can payday loans help with emergency cash?
The primary reason for getting an online payday loan is for emergencies where you are short of cash to pay a bill or expense. It is not recommended that you get payday loans online for everyday needs or non-emergency expenses.
Why might an online loan be right for you?
Online loans are easily accessible through your smartphone or PC and can be reviewed very quickly. Another key benefit is that you may have poor or bad credit ratings and can still be eligible. More than half of all applicants have credit issues. Direct payday lenders do not perform hard credit checks but use alternative credit checks to verify your information.
Ways to get emergency cash
There are other ways to get cash immediately that should be considered. These include asking friends and family for assistance, selling unused items, getting a second part-time gig with flexible hours (e.g., deliveries, Uber, etc.), credit card open balance, or any other way that may work for you.
How do I repay my online payday loan?
Most online payday loans are repaid on the due date automatically, i.e., your lender withdraws your loan and fees on the due date from the same bank account where they deposited your loan amount. However, there are exceptions, so talk to your lender first before getting your loan and ask what options are available.
What is the difference between an online payday lender and a storefront?
The difference is obvious, and you must drive to a storefront and go from one to another to find one to lend to you, which can be a waste of time. Online payday lenders are at your fingertips and available 24/7 and 365 days a year. You can be anywhere with a cell signal and request a loan. There is no simpler or faster way to get a loan!
Is it safe to apply for an online payday loan?
Yes, it is very safe. All legitimate online payday loans have secure websites (https:) and use encryption technologies to protect your data.
We have been in business for more than a decade and you can apply 24/7 and 365 days a year. Although we do not have staff available 24/7/365 we are open 7 days a week with extended hours and will reply soonest to answer any questions you might have and how quickly we can provide the funds you need.
When you need online payday loans, consider requesting one with us, they are a common way to handle small and emergency needs. Let us be the solution to your financial situation. We have qualified, well-trained staff that will go over every aspect of the process to make sure you fully understand how much money you qualify for as well as the repayment schedule, interest and fees, and the complete terms of the agreement.
We all know how difficult it is to be in a financial crisis and we want you not to have any more stress when looking for lenders. A reliable, trustworthy company can make the situation much better with their help!