First, you can completely eliminate the need to go to a physical loan office. You don’t have to drive, stand in line, fill out complex paperwork, or wait for a loan officer to assist you and process your loan.

Instead, all you have to do is log onto the website and begin an application. It takes only a few minutes to apply, and the process is fast and simple. You can find out if you’re pre-approved for a payday loan online right away and avoid the inconvenience of going to a loan office.

  1. No Traditional Credit Checks Required

We require absolutely no traditional credit checks for our cash advances. You are almost guaranteed to be eligible for a loan as long as you:

  1. Are a legal U.S. citizen over 18+ years of age
  2. Have an open and active checking account, into which we can deposit your loan cash
  3. Can prove you are employed and have a monthly income

If you meet these three criteria, you can get a loan from Note, however, that we may decline your application if you have declared bankruptcy multiple times, or within 1 year.

  1. Easy, Secure Online Application Process

Our online application is straightforward and simple. Compared to filling out paper forms at a loan office, you’ll save a ton of time and headaches.

Not only that, but your information is completely protected with technology like TLS encryption, HTTPS (HTTP Secure) and web architecture.

  1. Get Your Cash on The Same Day You Apply

Thanks to our Accelerated Cash Emergency (ACE) program, you can get your cash by 5:00 PM in your time zone as long as you finish your application and are approved by 11:50 AM EST. This provides you with more convenience and flexibility.

Missed the 11:50 AM cut-off? Don’t worry. Loans for applications processed after 11:50 AM or on weekends and holidays will be sent on the next available business day. Either way, you’ll get your cash faster than you would from any other payday loan company.

  1. Borrow as Much As You Need (Up To $1,000)

As a first-time customer, you may qualify to borrow anywhere from $200 to $1,000, depending on your income. Every time you repay a loan and remain in good standing, your limit will be increased by $100, to a maximum of $1,500 – this ensures you can always get the cash you need from My Payday Loan.

Apply For Your Loan Today – Get The Cash You Need!

For all of the above reasons and many more, is the best option for fast online payday loans. So, don’t wait! Begin your application and see the benefits of cash advances from for yourself.