Need Cash Now but Have Bad Credit? Can Help!

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If you are having trouble covering an unexpected expense like a medical bill or a car repair and you need cash now but have bad credit, you may now know what to do. Is there any way to get short-term funds even if you have a bad credit score?

The answer is “Yes!” At, we specialize in giving short-term payday loans to people who need emergency cash but do not have a good credit score. If you need cash now but have bad credit – or no credit – you’re in the right place. Learn more now.

We Don’t Require a Credit Check for Our Payday Loans

Unlike some other payday lenders out there, we do not require a credit check to approve you for a payday loan. Your credit score doesn’t matter, as long as you can meet a few simple payday loan requirements:

  1. You must be a legal U.S. resident and be over the age of 18
  2. You must have a checking account since we use an ACH wire transfer to send your funds,
  3. You must be able to prove that you are employed and verify your monthly income

If you can prove that you meet these criteria, we can almost always guarantee that you will be approved for a payday loan. However, there is one major exception. We will not be able to offer you a payday loan if you have declared bankruptcy within the past year or have declared bankruptcy multiple times.

How Can I Get Cash Now with Bad Credit? Our Simple Application Process 

Wondering how you can get cash now with bad credit from Here’s a quick overview of the process.

  1. Complete our online application – First, just click this link to begin our simple online application. Completing this application typically takes only a few minutes
  2. Sign for your loan – Once you’ve completed your application, it will be approved. We will contact you to have you confirm and sign for your loan.
  3. Get your cash – We can deposit your cash on the same day if you complete and submit your application by 11:50 AM EST. Otherwise, it will be deposited on the next business day.
  4. Repay your loan according to your terms – Simply ensure you have the cash to repay your loan according to your stated loan terms. Your payment will be automatically withdrawn when it’s due.

Get Cash Now with Bad Credit at is a great choice if you need to get cash fast but have bad credit. To get started and learn more, just visit our website now and fill out an application.