payday loan requirements 

We understand that when you are in need of fast financial assistance, the last thing you want to worry about is gathering a lot of personal information and documents to apply for a loan. Often times, a consumer will gather all of their records, some sort of collateral, and proof of income, and go to their bank to wait to speak with their banker and have their credit checked, all in a long, drawn-out process.  Unfortunately, for too many people, this whole ordeal often ends up with a denial of funding and a feeling of hopelessness.  This is where Mypaydayloan.com steps in. To get an online payday loan from us, you won’t have to jump through all of the hoops that the banks require.

We understand that often time life throws you into situations you could not have predicted and that a little financial assistance is often needed to get through the tough times.  Unlike banks, to get a payday cash advance from Mypaydayloan.com, we do not require a credit check.  Also, unlike many lenders, in order to get an online payday loan from us, there is no collateral required.  We have streamlined our application process and made it mobile-friendly, so applying for small cash advance loans have never been easier, and you will not have to go through the hassle of driving down to your local bank or dealing with a lending officer. With Mypaydayloan.com, you’ll never need to look for “payday loans near me” or "cash advance places near me" again!

Find out if payday loans and cash advances are available in your state: States We Service

To ensure that you receive your online payday loan funds quickly, these are the minimum requirements to be eligible to apply:

  1. You must be a U.S. citizen and be at least 18 years of age
  2. You must be currently employed and have verifiable income
  3. You must have an open and active checking account, as this is where we will deposit your cash advance (we are not able to deposit funds into a savings account)

It is that simple. Receiving the cash you need when you need it does not have to be complicated, and best of all, it does not require a bank. We want to ensure that every customer that needs help can get it.  The Mypaydayloan.com process is easy to understand and gaining access to the funds you need is easier than ever.  While we never hope you are in need of a cash advance, we know life happens.  And that is why we are here, to ensure that getting access to an online payday loan is as simple as possible with as little burden as possible to our customers.

Additionally, in order to view, print, send and receive electronic documents used in our program, your computer equipment, and software must meet the following minimum requirements: a Pentium 100 or equivalent processor, 32 megs of RAM, 2 megs of free space on your hard drive, 56k modem or similar device, attached laser or inkjet printer and a Java-enabled browser. For the best browsing experience please use Firefox, Chrome or Safari. Older versions of Internet Explorer and Netscape are not supported by this site.

 

 

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Next Day & Same Day Funding cut-off times:

  1. If your payday loan application is received and approved prior to 11:40 a.m. EST Monday through Friday, you should receive the funds the same day by 5:00 p.m. your time (If same day funding requested)
  2. If your payday loan application is received and approved after to 11:40 a.m. EST Monday through Friday, you should receive your funds by the next business day.
  3. If your payday loan application is received and approved Saturday or Sunday, you should receive your funds Monday or the next business day by 5:00 p.m. your time (If same day funding requested)
  4. If your payday loan application is received on a bank holiday, your application will be reviewed and approved the next business day.

 

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