Do You Need a Payday Advance Online?


If you have bad credit and need a guaranteed approval loan from a direct lender, My Payday Loan is here to help. As long as you meet our basic requirements, you’re almost 100% guaranteed to be approved for a payday loan. Read on for more details or apply now to get started.

There’s No Such Thing As A “Guaranteed Approval” Bad Credit Loan From A Direct Lender

First things first, it’s important to note that neither My Payday Loan or any other loan company can offer “guaranteed approval.” There is always a chance that you will not be a good candidate for a loan. However, we do have an almost 100% approval rate for applicants who meet a few basic requirements. To get a nearly-guaranteed approval bad credit loan from My Payday Loan, you must:

  1. Be 18+ years of age and a legal U.S. citizen
  2. Have a checking account that’s open, active, and in good standing. Savings accounts will not work
  3. Be employed with a verifiable monthly income

As long as you can meet these simple requirements, we can almost guarantee that you will be approved for a payday loan with bad credit at our direct lender. So apply today to get the money you need!

Why Does It Matter If I Choose A Direct Lender For Bad Credit Loans?

Direct lenders like My Payday Loan are responsible for screening applicants, approving loans, disbursing funds, and receiving payments from customers. We’re a “direct” lender because you only interact directly with us – and not any other third party or middleman.

In contrast, some payday companies may offer bad credit loans with guaranteed approval, but they are working as “brokers” or “middlemen.” This means they are not issuing your funds directly, but are connecting you with a third-party lender – and they’re getting paid for that service.

Choosing a direct lender for bad credit loans has a few advantages:

  1. It simplifies the process, since you’ll only work with one company throughout the entire lending process
  2. It ensures your information is not shared with multiple third parties, which could lead to a higher risk of data loss or identity theft
  3. It helps you get a better rate, since there are no fees or other costs involved with paying a middle-man loan broker as well as the third-party loan provider

For these reasons, we highly recommend choosing a direct lender like My Payday Loan for bad credit loans with almost-guaranteed approval.

Apply Online With My Payday Loan Today & Get The Cash You Need

As a direct lender, My Payday Loan is here to help you get the bad credit payday loans you need to cover emergency expenses and get your life back on track. So don’t wait. Apply today, and get the funds you need with a nearly 100% approval rate – even if you have bad credit or no credit at all!