The Top 5 Reasons to Apply for Payday Loans Online in Florida

If you’re looking for payday loans in Florida, you’re in the right place. is the leading provider of online payday loans in The Sunshine State! 

With great rates, a simple application process, and cash loans available for same-day deposit, we can help you get the emergency cash that you need.

Wondering why you should apply for a payday loan online in Florida? There are dozens of reasons – so here are just 5 of them! 

1. No Standing In Line At A Payday Loan Office – Apply At Home!

Finding the time to get a payday loan in Florida can be pretty tough. The state is very large, and if you live in a rural area, or far away from the nearest large city or town, you may have trouble finding a loan office that’s convenient and located close to you.

And even if you do find a payday loan office near you that will allow you to apply for a payday loan, the entire process of application is quite a pain. You’ll have to stand in line with others, wait to be served, and waste most of your day simply hanging around the payday loan office.

That’s not the case with online payday loans. Rather than stand in line with a bunch of other people, you can just fill out a simple online application to get started and sit back and relax while loan officers review your application and issue your cash loan.

2. You Don’t Have To Deal With Complicated Paperwork 

One of the most frustrating things about traditional, “brick-and-mortar” payday lenders is the paperwork. Nobody likes filling out forms – but if you go to a traditional lender, you’re going to have to fill out quite a bit of paperwork by hand.

And you’d better hope that you brought all of the documentation that you need to finish your application! If you forgot something like your driver’s license, proof of address, or proof of income, you’ll have to drive home and then come back to the loan office to finish your application – talk about inconvenient!

If you get payday loans online in Florida, you’ll be able to avoid this entirely. You can fill out a simple online application from the comfort of your own home and complete it on your own time.

3. You’ll Get A Decision Within 5 Minutes 

Thought you were done waiting at the loan office after you turned in your application? Think again! Most payday lenders will make you stand around while they examine your application and approve you for a loan, and this can easily take 30 minutes or longer – or you may even be told to come back the next day! 

Payday loans in Florida, on the other hand, usually have a much faster response time. At, for example, most borrowers get a decision sent to their email within 5 minutes of their application! 

4. You Can Get Your Cash Fast – No Dealing With Checks! 

It’s not uncommon for a payday lender to give you a check, though most also are willing to give you cash. This can be very inconvenient, especially if you don’t have a checking account at a bank, or your bank is closed because it’s after-hours. You may have to go to a check-cashing service, which will cost you a percentage of the value of the check.

Online payday loans in Florida from, on the other hand, offer same-day or next-business-day ACH deposits, ensuring you get your money quickly, and without any fees.

5. Responsive Customer Service

Have you ever called a traditional payday lender? Chances are you had to try multiple times before you got someone to pick up, and that they were rude or discourteous on the phone. Payday lenders aren’t exactly renowned for their customer service. is an exception. As a member of the Online Lenders Alliance (OLA), we pride ourselves on being helpful, responsive, and understanding. You can always get the customer service you need – whether you have a question about your personal loan, need to extend repayment, or take any other action! 

Apply Today For Payday Loans In Florida With

If you’ve been thinking about getting a payday loan online in Florida, is the best choice for you – for the reasons outlined above, and many more. So, get started with your application today! We make it easy to get the money you need in Florida! 

Next Day & Same Day Funding cut-off times:

  1. If your payday loan application is received and approved prior to 11:40 a.m. EST Monday through Friday, you should receive the funds the same day by 5:00 p.m. your time (If same day funding requested)
  2. If your payday loan application is received and approved after to 11:40 a.m. EST Monday through Friday, you should receive your funds by the next business day.
  3. If your payday loan application is received and approved Saturday or Sunday, you should receive your funds Monday or the next business day by 5:00 p.m. your time (If same day funding requested)
  4. If your payday loan application is received on a bank holiday, your application will be reviewed and approved the next business day.